Wedding Ring And Engagement Ring Insurance

Having a burglar break into your home and steal the engagement ring however can be devastating.

Womens vintage wedding rings. However if your engagement or wedding ring is worth more it might be a good idea to name it as a specified item on your policy. The policies typically extend to. The good news is that with a little advance planning your homeowners or renters insurance policy may help cover the cost of a stolen engagement ring or wedding ring including the diamond.

Insurance cover especially designed for engagement rings. This is so you are aware of the cost of the ring and can use the valuation certificate as evidence when making a claim or to use if you choose to specify your ring under your contents insurance. Whether your wedding and engagement rings are 500 or 50000 an insurance policy is a way of honoring not just their financial value but what they represent.

This will enable you to cover it for its full value. This product acts independently from your home insurance. The general rule for insuring wedding and engagement rings is 1 to 2 for every 100 of value paid annually.

If you are unfortunate to lose or damage your rings not only will your insurer cover the cost of replacements but your home insurance shall also retain its no claims bonus. Engagement and wedding ring insurance is made specifically for these higher value items that go everywhere with you. A 5855 ring for example would cost around 59 to 118 per year to insure.

The biggest fear with engagement rings is that the settings will become loose and the stone will be lost the diamond forms the bulk of the value in the ring and our policy will cover the actual physical loss of the diamond. Engagement wedding ring insurance from insurance4everyone provides cover for your precious itemswhether its an engagement ring eternity ring one or both weddings rings or another combination we can quote online to cover items up to 40000 and you can buy cover online instantly. Before locking in insurance for your engagement ring it may be worth getting it professionally valued.

In the event of loss theft or accidental damage jewellery and valuables insurance can help to cover the cost of repairing and replacing watches wedding and engagement rings bracelets necklaces earrings and more where home or contents insurance can fall short.